Why Its Important To Cherish Our Anniversaries
What would marriage be if not for the annual celebratory ritual we have all come to know as the anniversary? Today, an anniversary is right up there with the biggest money-making gift-giving holidays, but it wasnt always this way.
Centuries ago, a married couple really only celebrated the true milestone years those years for which two of the most precious metals were given. If a couple lasted 25 years together, they gave to one another the gift of silver. And if they lasted 50 years, gold was their reward.
Back then, staying married 25 or 50 years was much easier than it is today, if you were lucky enough to live that long. In fact, staying married was practically mandatory as divorce was virtually unheard of back in the Dark Ages (and even, ironically, during the Age of Enlightenment). Couples used to stay together regardless of their love for one another.
Today its a whole different story. Hardly anyone gets gold or silver anymore because few individuals make it that far in marriage. Its amazing the number of once-married couples that dont even get to scratch their 7-year itches! I remember how shocked I was to find out how many of my classmates already had been divorced by the time we had all gotten together for our 10-year class reunion.
Todays soaring divorce rate is probably the reason why those Anniversary Gift guides have been so frequently updated to better reflect modern times. With married couples lasting fewer and fewer years, theres been a push to get the good gifts much sooner. Have you noticed? Now you can get diamonds as early as your 10-year wedding anniversary! Diamonds are probably a much better gift than tin, but you werent supposed to get another diamond until your 60th anniversary! Makes you stop and think whos behind all this change.
All joking aside, an anniversary is supposed to be an important time. Its supposed to be a time to cherish and a time to reflect back on what brought two people together in the first place. Now Im not talking about the sex on the beach or the fuzzy nipples or the screaming orgasms (Im talking here about the alcoholic beverages so get your mind up out of the gutter!); Im thinking of the camaraderie, the flirtation and the spontaneity.
An anniversary is also supposed to be a time to look towards the future, to make plans and goals and to chart a course for your future together. Looking forward and back are the main reasons why its important to cherish our anniversaries.
Lets face it. If youre married, regardless of whether its been 20 years or youre coming up on your very first anniversary, theres a good chance the two of you have changed since that big day. No one is sure how or why this transformation takes place once marriage occurs, but it does, and it often does so without notice.
The kids, the jobs, the bills, the rat race, the (imagined or real) loss of freedom, the never-ending stresses and demands on our time cause us to lose track of the individuals we once were. We stop learning about one another, we stop going out on dates, and we nag and complain and get angry at one another for seemingly trivial issues.
Once a year, anniversaries give us an opportunity to remember the love and attraction that once was. Of course, walking down memory lane can only happen as long as the anniversary date isnt forgotten. If it is, then thats a whole other story!
Which is another good reason why its important to cherish our anniversaries. Any person who forgets an anniversary will end up regretting that memory lapse in more ways than he or she can imagine! And rightly so. In todays automated society, theres really no excuse for forgetting your anniversary.
Another reason why its important to cherish our anniversaries is because there are few other times during the year when extravagance and excess can be excused. In other words, an anniversary is a great excuse for spending absurd amounts of money on dinner and jewellery and all those other gifts that would otherwise be banned from the budget.
It really is no wonder that the traditional anniversary gift list has been updated. Its kind of difficult to think of a useful gift, a gift that both parties will appreciate, thats made out of paper, or linen, or cotton. When each years gift suggestions revolve around precious gemstones, as they do on todays modern anniversary gift lists, a quick trip to the jewellers is all it takes to come up with something suitable for the occasion.
And this is yet one more reason why its important to cherish our anniversaries. Its the one thing we can do to help keep the greeting card industry and the jewellers prosperous all year round!!
Janet Vince is managing director of the experience and gifts online shop
http://www.thanksdarling.com For a range of jewellery visit
http://www.thanksdarling.com/54-7.htm.
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Spam Problem Of Vital Importance On The Internet
Almost everyone who accesses the Internet and uses e-mail knows about spam. The common definition of spam is e-mail that is unsolicited, undesired by the recipient. Spam is sent out by automated programs to thousands or millions email addresses at a time. In most cases spam emails offer you different services, products (medicines, goods, software programs etc.), and get rich quickly plans. You can simply delete them if you receive several unsolicited emails per day. But if you get tens or hundreds spam messages every day, it is a real problem. In order to understand how to deal with spam in your inbox, lets examine some core questions concerning spam:
Why send spam?
The right answer is to make money. If you have never opened a spam message, you should not think that others dont do it either. Among thousands or millions people who receive spam you can always find one or several persons who actually purchase services or products the spammers advertise, or join the get rich schemes the spammers offer. Of course, they lose and the spammer wins.
How do spammers obtain email addresses?
Spammers use special software programs that search websites, forums, newsgroups and harvest posted email addresses. They can use computer viruses and spyware to steal the email addresses from personal address books. Spammers often purchase lists of email addresses from other spammers, or from some dishonest companies, which do not care about the privacy of their customers information.
What danger lies behind spam?
Never buy pharmaceutical drugs such as Valium, Viagra, Cialis, Anatrim, etc. advertised in spam emails. These medications are counterfeited for 99% and can be dangerous.
Viruses - one of the most common computer security threats - can also be spread in spam emails. The worst thing is that viruses slip onto your computer without being noticed. You may think that you will download new free software when you click on a link within a spam message but actually you will get at least one virus infection - most probably a trojan virus. This type of virus can destroy data, steal your personal information such a user name, password, or just download other nasty software onto your computer that will cause more harm. A virus can hide itself in a picture, video or audio file. Certain anti-spam programs such as G-Lock SpamCombat let you preview the messages in a safe mode, i.e. they dont allow any suspicious pictures to be downloaded nor malicious codes to be executed.
A virus is a nuisance but phishing is a real danger. This type of spam is becoming very popular now. This is a method of tricking consumers with the purpose to worm them out of their personal information such as bank account numbers, passwords, user names, and credit card details. The spammers send a fraudulent email that usually appears to come from financial institutions like Ebay or Paypal saying that there is some trouble with your account and that you need to update it. There is a link within the message that you should follow to update the account details. The web site usually looks like a real companys web site. But as soon as you start filling the presented form in, the program starts recording your keystrokes and your private details are now disclosed to the spammer.
How to fight spam?
It is prudent to use an anti-spam filter to block annoying, time consuming, and sometimes dangerous spam emails. Anti-spam software checks your incoming emails and immediately moves spam messages into a special trash folder. If you want a good internet security suite that includes a spam blocker, consider BitDefender Professional Plus, Kaspersky Internet Security, F-Secure Internet Security or eTrust Internet Security. For a standalone spam filtering program, look at McAfee Spam Killer, G-Lock SpamCombat, Spam Assassin, Mail Washer Pro or ZapASpam.
Julia Gulevich is a technical expert associated with development of computer software like AATools, Advanced Email Verifier, G-Lock EasyMail, Spam Email
http://www.glocksoft.com/sc/ Filter. More information can be found at Anti Spam Filter Resources
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Adverse Credit is no Hurdle in Bad Credit Tenant Loan offer
Tenants usually require smaller loan for different expenses and they have to opt for an unsecured loan because they do not own property to take loan against. The problem worsens when a tenant is labeled as bad credit by credit rating agencies making lender extra cautious in loan offer to him. Such lenders however can go for option of taking bad credit tenant loan. The loan is especially tailored for tenants having gone through bad phase and having bad credit.
Bad credit happens to a tenant when he has repeatedly defaulted on repayment of loans. As a consequence, tenant has to face County Court Judgments or even may have filed for bankruptcy. All these developments are recorded in the tenants credit report which influences credit score adversely. FICO credit score ranges from 300 to 850 and credit score of tenant having poor credit remains below 600, indicating risk in loan offer to the tenant.
The best way to offset the adverse impact of bad credit for a tenant is that he should prepare a plan of repayment and present it to the lender to convince him safe return of the loan. To do this, show him your annual income and employment proof and if you have any sound financial position tell him about it. Also tell him that you are now serious in paying debts and to do that pay off some easy debts.
Since tenants are unable to take a secured loan, Bad credit tenant loans is usually an unsecured loan. Like any other unsecured loan, this loan also comes with higher interest rate and loan amount offered also is kept smaller. This however makes no difference to tenants as they normally require smaller loan which can be repaid easily in shorter duration of few years. Hence tenants do not feel much the burden of higher interest rate.
Tenants can avail bad credit tenant loan at competitive lower interest rate despite bad credit once they search for the right lender on internet. You get numerous bad credit loan offers that enable tenants in comparing and settling for the lender having suitable interest rate and terms-conditions. Applying for the loan is very simple process as you fill information pertaining to loan amount, repayment duration, purpose of the loan, your name and occupation etc. The loan approval is conveyed to the tenant in few days after verifying the details.
Bad credit tenant loan is useful in another way that when you it pay off in time it improves your credit score. Thus the loan is an opportunity for these tenants to enhance credibility in the loan market. So, pay off the loan in time by regular clearance of installments.
Peter Taylor is a senior financial analyst at BadCreditLoans with an acumen for finance and insurance. In recent years he has taken up to provide independant financial advice through his informative articles. His articles are widely read because of the lucid manner of writing and thoroughly researched datas. To find Bad credit tenant loans,bad credit personal loans,bad credit auto loans,bad credit home loans that best suits your need visit
http://www.badcreditloans.uk.com.
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Ride The Rails For A Novel Vacation
Looking for a unique travel idea that travel industry insiders say is the modern-day counterpart of a 20th century steamship cruise? You might want to try rail cruising, which pairs enthusiastic travelers with classic luxury trains riding the rails through some of America's most beautiful countryside. Taking anywhere from just a few days to more than a week, these train trips offer well-appointed furnishings, gourmet dining and first-rate service to a small clientele that in most cases is limited to just a hundred or so passengers.
If you watch TV's Travel Channel, you may already be familiar with rail cruising from a travel show about one of these tour trains, the American Orient Express (AOE). The train, which was recently renamed the GrandLuxe Express when AOE's parent company changed its name to GrandLuxe Rail Journeys, is made up of polished, bullet-like lounge and dining cars originating from the 1940s and 1950s. Inside, mahogany and brass give the cars and compartments a chic art-deco touch that definitely suggests the Golden Age of train travel.
GrandLuxe Rail Journeys sends its trains on excursions that offer passengers views and experiences never dreamed of by 20th century patrons of steamship cruisers. One of the most breathtaking must be National Parks of the West, a 10-day luxury pleasure trip that starts its south-to-north leg in Albuquerque, New Mexico. From there, the train winds its way to Santa Fe, Sedona, the Grand Canyon, Las Vegas, a choice of Bryce Canyon or Zion National Parks, Salt Lake City, Yellow Stone National Park and finally, Wyoming's Grand Teton National Park. There's also a version of the excursion that starts in Wyoming and then heads south (instead of north) to finish up in Albuquerque.
Another noteworthy trip must be the 9-day journey that visits four of the Pacific Northwest's most stunning national parks. For those who choose to start their trip with the eastbound leg of the Great Northwestern National Parks tour, the trip gets underway in Seattle, Washington, and heads first to Mt. Rainier National Park, where train passengers can enjoy a stunning view of the Cascade Range's highest peak (14,410 feet). From there it's on to the Columbia River Gorge, beautiful Coeur D'Alene, Idaho, pristine Glacier National Park, Helena, Montana, and finally Yellowstone and Grand Teton National Parks. Westbound travelers start at Grand Teton and wrap up their excursion in the Emerald City of Seattle.
Remember, these are high-end tours that offer outstanding comfort and five-star cuisine in a truly unique environment, so expect to pay accordingly. Fares for the 2008 season, which includes eight separate departure dates between early May and late June, start at 5,250 dollars per person for the National Parks of the West Tour. The Northwestern National Parks tour starts at 4,710 dollars per person. Included in the fare is the cost of travel, some of the best food on rails and on board sleeping accommodations in two-person, original Pullman sleeper cars. Taking advantage of early booking can cut the cost of the trip by an average of about 250 dollars.
If fares like these are just too steep for your wallet, you can still enjoy the luxury of rail cruising. GrandLuxe Rail Journeys also offers rail trips that are significantly easier on the pocketbook. For example, you can journey from Chicago to Los Angeles for 1,599 dollars or take one of many 789-dollar trips that link cities like Washington, D.C. and Miami, Denver and San Francisco, Denver and Chicago, and Chicago and Washington, D.C.
Matthew Paolini is
http://Citybook.com's communications manager for the Greensboro, NC business Yellow Pages division.
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